National Credit Union Administration (NCUA)
426,591Words in 47 parts
9.2Restriction density (per 1,000 words)
18.2Reading grade
0.0%Unchanged since 2017
0Flagged parts
2026-10-01Last change
Section changes per year
From the eCFR versioner, for the parts that the agency owns now. Before 2017 is the baseline load.
Text and size
- Sentences
- 31.2 words on average; 23.4% over 40 words; 26.4% passive; 9.0 cross-references per 1,000 words
- Sentence types
- definition 6.3% · prohibition 2.4% · paperwork 6.4% · obligation 15.2% · permission 12.1% · other 57.6%
- Checksum
4a77fcaed73fdc60a50388b8cd9abb1af76508e3b6a2e8afde55e04ad3074728
Review candidates in this agency
| Rank | Part | Words | Score |
|---|---|---|---|
| 1,897 | 12 CFR 725
NATIONAL CREDIT UNION ADMINISTRATION CENTRAL LIQUIDITY FACILITY
High signals: Reading grade
+1.1 SD |
4,961 | 0.30 |
| 1,915 | 12 CFR 709
INVOLUNTARY LIQUIDATION OF FEDERAL CREDIT UNIONS AND ADJUDICATION OF CREDITOR CLAIMS INVOLVING FEDERALLY INSURED CREDIT UNIONS IN LIQUIDATION
High signals: Reading grade
+1.2 SD |
9,629 | 0.30 |
| 2,065 | 12 CFR 750
GOLDEN PARACHUTE AND INDEMNIFICATION PAYMENTS
High signals: Reading grade
+4.1 SD |
4,181 | 0.26 |
| 2,118 | 12 CFR 797
PROCEDURES FOR DEBT COLLECTION
High signals: Paperwork share
+1.5 SD · Restriction density
+1.1 SD |
5,251 | 0.25 |
| 2,646 | 12 CFR 794
ENFORCEMENT OF NONDISCRIMINATION ON THE BASIS OF HANDICAP IN PROGRAMS OR ACTIVITIES CONDUCTED BY THE NATIONAL CREDIT UNION ADMINISTRATION
High signals: Directive share
+1.3 SD · Restriction density
+1.1 SD |
3,675 | 0.12 |
| 2,702 | 12 CFR 713
FIDELITY BOND AND INSURANCE COVERAGE FOR FEDERALLY INSURED CREDIT UNIONS
High signals: Directive share
+1.6 SD · Reading grade
+1.1 SD |
1,664 | 0.10 |
| 2,880 | 12 CFR 708a
BANK CONVERSIONS AND MERGERS
High signals: none above 1 SD; ranked by the combined score |
14,071 | 0.06 |
| 3,006 | 12 CFR 746
APPEALS PROCEDURES
High signals: Restriction density
+1.1 SD |
8,149 | 0.04 |
| 3,228 | 12 CFR 704
CORPORATE CREDIT UNIONS
High signals: Size
+1.6 SD |
37,706 | -0.01 |
| 3,335 | 12 CFR 791
RULES OF NCUA BOARD PROCEDURE; PROMULGATION OF NCUA RULES AND REGULATIONS; PUBLIC OBSERVATION OF NCUA
High signals: none above 1 SD; ranked by the combined score |
6,366 | -0.03 |
| 3,408 | 12 CFR 747
ADMINISTRATIVE ACTIONS, ADJUDICATIVE HEARINGS, RULES OF PRACTICE AND PROCEDURE, AND INVESTIGATIONS
High signals: Size
+1.4 SD |
30,583 | -0.05 |
| 3,477 | 12 CFR 703
INVESTMENT AND DEPOSIT ACTIVITIES
High signals: none above 1 SD; ranked by the combined score |
11,745 | -0.06 |
| 3,802 | 12 CFR 710
VOLUNTARY LIQUIDATION
High signals: Directive share
+1.2 SD · Restriction density
+1.2 SD |
1,737 | -0.14 |
| 3,850 | 12 CFR 760
LOANS IN AREAS HAVING SPECIAL FLOOD HAZARDS
High signals: none above 1 SD; ranked by the combined score |
5,762 | -0.15 |
| 3,865 | 12 CFR 702
CAPITAL ADEQUACY
High signals: Size
+1.6 SD |
38,911 | -0.15 |
| 3,890 | 12 CFR 792
REQUESTS FOR INFORMATION UNDER THE FREEDOM OF INFORMATION ACT AND PRIVACY ACT, AND BY SUBPOENA; SECURITY PROCEDURES FOR CLASSIFIED INFORMATION
High signals: none above 1 SD; ranked by the combined score |
16,305 | -0.16 |
| 3,990 | 12 CFR 712
CREDIT UNION SERVICE ORGANIZATIONS (CUSOs)
High signals: none above 1 SD; ranked by the combined score |
3,847 | -0.18 |
| 4,059 | 12 CFR 715
SUPERVISORY COMMITTEE AUDITS AND VERIFICATIONS
High signals: none above 1 SD; ranked by the combined score |
4,305 | -0.19 |
| 4,125 | 12 CFR 701
ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS
High signals: Size
+2.2 SD |
78,225 | -0.21 |
| 4,189 | 12 CFR 741
REQUIREMENTS FOR INSURANCE
High signals: none above 1 SD; ranked by the combined score |
18,454 | -0.23 |
| 4,253 | 12 CFR 793
TORT CLAIMS AGAINST THE GOVERNMENT
High signals: none above 1 SD; ranked by the combined score |
2,306 | -0.25 |
| 4,514 | 12 CFR 708b
MERGERS OF INSURED CREDIT UNIONS INTO OTHER CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS
High signals: none above 1 SD; ranked by the combined score |
13,919 | -0.32 |
| 4,582 | 12 CFR 723
MEMBER BUSINESS LOANS; COMMERCIAL LENDING
High signals: none above 1 SD; ranked by the combined score |
5,647 | -0.33 |
| 4,990 | 12 CFR 752
CONSENT TO SERVICE OF PERSONS CONVICTED OF, OR WHO HAVE PROGRAM ENTRIES FOR, CERTAIN CRIMINAL OFFENSES
High signals: none above 1 SD; ranked by the combined score |
4,175 | -0.45 |
| 5,303 | 12 CFR 707
TRUTH IN SAVINGS
High signals: Size
+1.7 SD |
44,395 | -0.54 |
Score: the mean of six signals, in standard deviations (SD). Across the CFR, the top 641 of 6,402 ranked parts (10%) get a flag for review; this list shows 25. A flag is not a finding.
Statutes behind the most text
- 12 U.S.C. 4311: 122,620 words in 2 parts (28.7% of this agency's text)
- 12 U.S.C. 1766: 122,238 words in 12 parts (28.7% of this agency's text)
- 12 U.S.C. 1752: 106,653 words in 4 parts (25.0% of this agency's text)
- 12 U.S.C. 1757: 90,783 words in 8 parts (21.3% of this agency's text)
- 15 U.S.C. 1601: 78,225 words in 1 parts (18.3% of this agency's text)
- 15 U.S.C. 3717: 78,225 words in 1 parts (18.3% of this agency's text)
- 42 U.S.C. 1981: 78,225 words in 1 parts (18.3% of this agency's text)
- 42 U.S.C. 4012a: 36,345 words in 2 parts (8.5% of this agency's text)
- 15 U.S.C. 1639e: 30,583 words in 1 parts (7.2% of this agency's text)
- 12 U.S.C. 1752a: 22,735 words in 3 parts (5.3% of this agency's text)
From the authority notes. A citation is not proof that the statute requires the rule.
Largest parts
- 12 CFR 701: ORGANIZATION AND OPERATION OF FEDERAL CREDIT UNIONS (78,225 words)
- 12 CFR 707: TRUTH IN SAVINGS (44,395 words)
- 12 CFR 702: CAPITAL ADEQUACY (38,911 words)
- 12 CFR 704: CORPORATE CREDIT UNIONS (37,706 words)
- 12 CFR 747: ADMINISTRATIVE ACTIONS, ADJUDICATIVE HEARINGS, RULES OF PRACTICE AND PROCEDURE, AND INVESTIGATIONS (30,583 words)
- 12 CFR 741: REQUIREMENTS FOR INSURANCE (18,454 words)
- 12 CFR 792: REQUESTS FOR INFORMATION UNDER THE FREEDOM OF INFORMATION ACT AND PRIVACY ACT, AND BY SUBPOENA; SECURITY PROCEDURES FOR CLASSIFIED INFORMATION (16,305 words)
- 12 CFR 708a: BANK CONVERSIONS AND MERGERS (14,071 words)
- 12 CFR 708b: MERGERS OF INSURED CREDIT UNIONS INTO OTHER CREDIT UNIONS; VOLUNTARY TERMINATION OR CONVERSION OF INSURED STATUS (13,919 words)
- 12 CFR 745: SHARE INSURANCE AND APPENDIX (13,568 words)
Reading grade and sentence types are approximate. Simple rules label each sentence; the first match wins.